Free 1099 Tax Calculator (With Deductions)
Calculate your federal, state, and self-employment tax in seconds. See your true take-home pay and avoid surprise IRS penalties.
Your Numbers
Your Take-Home
Don't pay taxes out of your personal checking account.
Mingling personal and 1099 earnings is the #1 trigger for IRS audit flags and lost expense write-offs. Separate your business expenses instantly with a zero-fee dedicated business account.
Open Dedicated Business AccountPartner offer.
Set aside for tax
Nobody withholds tax for you, so this is the money to keep back.
Estimated quarterly payments
- Q1 (Jan–Mar) · due 15 April 2026$4,499
- Q2 (Apr–May) · due 15 June 2026$4,499
- Q3 (Jun–Aug) · due 15 September 2026$4,499
- Q4 (Sep–Dec) · due 15 January 2027$4,499
Free business banking that estimates your tax bill and ring-fences the cash as you get paid. Partner offer.
As a W-2 employee on the same pay
An employee's payroll tax is split with their employer, so the same gross pay keeps more. The gap is roughly the premium you should build into your contractor rate (before benefits).
Estimates only. Based on 2026 US federal tax rules for single/standard filers. Does not include state, local, or other tax obligations. Consult a qualified accountant.
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Saved scenarios
Keep a few rates side by side — for example “Client A at $600/day”. Stored on this device only.